Home insurance with coal stove?
-
- Member
- Posts: 114
- Joined: Thu. Aug. 27, 2020 11:44 am
Ya agreed if it’s within a couple hundred for the year I would def pay the difference to have someone cover it if I lost my house lol. The problem is I also have one in the garage which I’ll have to be quiet about because I believe that’s a huge no no now
-
- Member
- Posts: 57
- Joined: Mon. Jan. 28, 2019 9:23 pm
- Location: EasternPA
- Hot Air Coal Stoker Furnace: Keystoker Koker
- Coal Size/Type: Rice/Anthracite
- Other Heating: Propane Insert; Heat Pump
I’m in PA and have Erie as well. No issues and they know I have a coal furnace. Actually they have a program, don’t remember the name offhand, that is a major systems replacement plan. Basically, if a major system like heating or AC goes down and isn’t worth fixing all you have to pay is your deductible for a comparable replacement. It covers my two heat pumps, coal furnace, propane fireplace, and major appliances. They told me if something goes, I just need a certified company/service tech. to write a letter that the system needs to be replaced. Look into it. Good luck!
-
- Member
- Posts: 152
- Joined: Sun. May. 11, 2008 1:48 pm
- Location: south central pa
- Hot Air Coal Stoker Furnace: LL Pioneer
- Coal Size/Type: Rice
- Other Heating: Hot air oil
Bedford Grange, agent came to house and showed her the installation specs, also got out my yardstick and level,proved everything was correct, manometer on wall behind stove with correct draft, laser gun to show stove temps and wall temps, added a little cost to my policy, everybody happy.
- freetown fred
- Member
- Posts: 30302
- Joined: Thu. Dec. 31, 2009 12:33 pm
- Location: Freetown,NY 13803
- Hand Fed Coal Stove: HITZER 50-93
- Coal Size/Type: BLASCHAK Nut
State Farm--got a wood stove beast plus hand fed coal stove--all self installed--just followed clearance instructions--no problem.