Gas Conversion

Modern and vintage hand fired coal stove are similar to a wood stove and in some cases can burn either. They need to be regulated and fed by hand usually every 12 to 24 hours depending on your usage. They require no power to operate making them ideal for rural settings with long power outages.
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deepwoods
Member
Posts: 606
Joined: Fri. Aug. 29, 2008 10:21 am
Hand Fed Coal Stove: Hitzer 50-93 & DS Machine Newstyle Champion
Coal Size/Type: nut (so far)
Other Heating: Ruud propane forced air system
Location: north central pa.

Post Mon. May. 01, 2017 6:37 pm

joeq wrote:What if you were to scab a tag off a new stove, rivet onto an old BB, and tell the ins. it's a "re-pop". Think he'ld be the wiser? :D
Heh heh, that idea could open a "niche market" for bootleg UL tags :D Probably not hard to reproduce!

User avatar
deepwoods
Member
Posts: 606
Joined: Fri. Aug. 29, 2008 10:21 am
Hand Fed Coal Stove: Hitzer 50-93 & DS Machine Newstyle Champion
Coal Size/Type: nut (so far)
Other Heating: Ruud propane forced air system
Location: north central pa.

Post Mon. May. 01, 2017 6:43 pm

rberq wrote:
bambooboy wrote:... got a call from an inspection outfit that works for insurance companies, wanting to know if I would approve of an in house inspection. it would be my choice ... guy says company wants to do this every 2 years.
I'm curious about the inspection being "your choice", and the company wanting to do it every two years. Did you feel there was an implied threat your insurance would be cancelled if you didn't allow the inspection?

I have been with State Farm for over 50 years, first just auto then homeowners & auto & umbrella liability. A few times the agent has written saying they wanted to look over the property, but I always felt it was a marketing ploy and did not respond in any way, and they never pressed the issue.
I have been with Erie Ins. for 40+ years with auto and recently homeowners. They did good for me. Prior Ins. was Farmers :no1:
Do not know if Erie will want inspections, time will tell.

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bambooboy
Member
Posts: 368
Joined: Wed. May. 20, 2015 6:16 am
Baseburners & Antiques: imperial ringgold
Other Heating: woodstock soapstone,comfort,fisher,federal,fairy oak
Stove/Furnace Make: laundry stove

Post Mon. May. 01, 2017 7:07 pm

rberq wrote:
bambooboy wrote:... got a call from an inspection outfit that works for insurance companies, wanting to know if I would approve of an in house inspection. it would be my choice ... guy says company wants to do this every 2 years.
I'm curious about the inspection being "your choice", and the company wanting to do it every two years. Did you feel there was an implied threat your insurance would be cancelled if you didn't allow the inspection?

I have been with State Farm for over 50 years, first just auto then homeowners & auto & umbrella liability. A few times the agent has written saying they wanted to look over the property, but I always felt it was a marketing ploy and did not respond in any way, and they never pressed the issue.
no threat,as I said in my post we wanted to make sure we were covered for these stoves&the amount of trees close to house.already decided we will be ins shopping this summer. it is what it is.

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bambooboy
Member
Posts: 368
Joined: Wed. May. 20, 2015 6:16 am
Baseburners & Antiques: imperial ringgold
Other Heating: woodstock soapstone,comfort,fisher,federal,fairy oak
Stove/Furnace Make: laundry stove

Post Sun. Jul. 16, 2017 7:38 pm

bambooboy wrote:The big problem with any of this is, if something goes wrong your insurance company will disavow any knowledge of your actions........ just run across this thread.got a call from an inspection outfit that works for insurance companies,wanting to know if I would approve of an in house inspection. it would be my choice,i said no.wife was in the room&said why not.well we talked it over,having about 30 100 ft trees close to house&one coal stove,one wood stove in house&3 working in garage,2 in greenhouse I agreed to inspection.he came,was on property 30 minutes. sugestions from him was an inhouse water alarm,braided hoses for washer in our kitchen,leaning fence boards around barn.his main interest&pictures were of the in house stoves.been with this co 15 years,house & 3 vehicles. about $2,400 a year. USAA is the company.i expect to be dropped or very high rates when policy renews in sept.guy says company wants to do this every 2 years.its a wait&see at this point.will keep informed :whistle:
well i got the bill for insurance,$225.00 higher. got bill on a tuesday,got letter on saturday saying your cancelled.reason being stairs off deck(3 steps)& stoves too close to combustibles.both stoves have floor to ceiling stone behind&on floor.the combustibles must be the hardwood floors up front which could be fixed with flameproof floor coverings,no suggestions for these fixes,just your canceled.was ready for this& have contacted other ins companies.only one called back so far,Travelers phone interview went great until what type of heating does home have.next question,was it professional installed, NO,end of phone interview.i have till sept&not worried at this point but thought this info may help others. will keep informed if any interest. tom

Visit Hitzer Stoves

User avatar
bambooboy
Member
Posts: 368
Joined: Wed. May. 20, 2015 6:16 am
Baseburners & Antiques: imperial ringgold
Other Heating: woodstock soapstone,comfort,fisher,federal,fairy oak
Stove/Furnace Make: laundry stove

Post Tue. Aug. 01, 2017 7:08 pm

update on this thread that i hijacked.had a local agent for Erie give me a quote over phone,added umbrella coverage &quote was $450.00 cheaper.he did ask for heating in house.i gave him ok for insurance,set up today for in house inspection.he was impressed with baseburner&took picture of U.L. on soapstone,no measurements&not too many questions.think he said Erie is in 15 states,mostly north east&should be more familar with wood&coal stoves&boilers.will e-mail all info for e signature thursday.looks like a go but who knows.Thanks deep woods for your post on Erie. tom

Glen
New Member
Posts: 19
Joined: Sat. Sep. 20, 2014 10:06 am

Post Wed. Sep. 20, 2017 1:30 pm

Just an update on an update. I am building a man space out of the garage and am going with the colored light bulb in the base-burner. After looking back at all the insurance talk I don't want to take a chance that I wouldn't be covered because I was jacking around with an antique stove. I too have Erie and they never asked for an inspection on the house. Fyi, my agent gives out 50 dollar gift cards for referrals if the other person does an actual quote. Something to hit your agent up on. I got on Erie about ten years ago after my friend had a garage fire from his car. The smoke and water damage was extensive and they took the house down to the studs with no windows. They soda blasted everything that was left and treated it. They put him up in a nice place while they rebuilt the house (it's a pretty nice home) and took care of him so well they made a believer out of me. I also have a park model trailer in Southern Wisconsin and they were one of the few that would insure it. Sorry not about coal but I appreciate all the knowledge anyway about my old stove.

ddahlgren
Member
Posts: 1665
Joined: Tue. Feb. 19, 2013 3:30 pm
Hand Fed Coal Stove: Crane 404
Location: Mystic CT
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Post Sun. Sep. 24, 2017 11:01 am

The other person to worry about if the worrying type is an appraiser if you sell refinance or get a reverse mortgage.

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