Where are the parents?????

 
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theo
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Post by theo » Mon. Mar. 27, 2023 11:59 am

Your right about " for votes" That's what alot of these BS programs are about,,, it's sad but true, and also like you said there are ways to make a living without the governments help

 
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Post by k-2 » Mon. Mar. 27, 2023 12:11 pm

davidmcbeth3 wrote:
Mon. Mar. 27, 2023 11:38 am
When has any gov't program helped anyone? These programs are for votes.
That they are.Vote buying schemes. Congress dont do anything that helps others unless it comes back to them in some way. Like why $100 billion for Ukraine and Billions more every other week ,and in the next breath,SS is going broke.
Last edited by k-2 on Mon. Mar. 27, 2023 12:16 pm, edited 2 times in total.

 
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Post by k-2 » Mon. Mar. 27, 2023 12:13 pm

freetown fred wrote:
Mon. Mar. 27, 2023 11:29 am
--my biggest fear is that biden's so stupid I doubt he realizes he/we are headed toward WW 3
And my biggest fear as well.Wrecking the economy i one thing but getting us into a war much less with Russia or China may be fatal in more ways than 1.
Last edited by k-2 on Mon. Mar. 27, 2023 9:24 pm, edited 1 time in total.

 
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Post by ColdHouse » Mon. Mar. 27, 2023 12:21 pm

It was pretty common back in the day working construction to get laid off and collect unemployment over the winter and get paid cash under the table from the same guy that laid you off.

A few years ago there was a program for employers that limited the work week. Those people could get benefits from the government for the hours they didn't get paid by their employer. What happened? Employers would limit the hours and let government make up the difference.

Guaranteed if there is a program, benefit, or entitlement, it is going to get used.


 
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theo
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Post by theo » Mon. Mar. 27, 2023 12:23 pm

k-2 wrote:
Mon. Mar. 27, 2023 12:11 pm
That they are.Vote buying schemes. Congress dont do anything that helps others unless it comes back to them in some way. Like why $100 billion for Ukraine and Billions more every other week ,and in the next breath,SS is going broke.
People need to wake up and take their rose colored glasses off

 
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Post by ColdHouse » Mon. Mar. 27, 2023 12:28 pm

davidmcbeth3 wrote:
Mon. Mar. 27, 2023 11:38 am
You know in China they don't even do this; there if you cannot provide for yourself without the gov't help then you die.
Very small % = very big %.
Deserve some help ? I you cannot make $$ in this country, you are literally not even trying.

100% sure that the "welder mom" stops working just to get the free $$$. Not because she deserves it. I know welders .. they weld 365 days a year. When has any gov't program helped anyone? These programs are for votes.
These days it is questionable as to whether or not voters are necessary to secure votes. If voters are not necessary, then neither is their vote.

 
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Post by ColdHouse » Mon. Mar. 27, 2023 12:37 pm

Rent-to-own agreements, also called lease-to-own agreements or lease-options, are traditional leases agreements that also give the tenant an option to purchase the rental property, typically a single-family house. Whether you are a landlord or a tenant living in a single-family property, the arrangement has potential financial and other benefits, such as:

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a reasonably priced home for a tenant who might not easily qualify for a mortgage, and
some certainty about a potential sale for the landlord, without having to market the property and hire a real estate agent.
This article will discuss these benefits, as well as downsides to watch for and legal details to attend to.

Components of the Rent-to-Own Agreement
A rent-to-own agreement is actually made up of two agreements:

a standard lease agreement, and
an option to purchase.
These may be incorporated into one document or prepared and signed as two separate documents.

What's in the Lease or Rental Agreement
In a rent-to-own agreement, the title to the house remains with the landlord until the tenant exercises the option and purchases the property. In other words, the starting point of this kind of an arrangement is a regular tenancy, not a house purchase transaction.

That means the underlying agreement in a rent-to-own arrangement is therefore identical to a regular lease agreement between a landlord and a tenant, including terms such as the duration of the lease period, the amount of rent to be paid, and repair and maintenance responsibilities of landlord and tenant. For more details about common clauses see, Ten Terms to Include in Your Lease or Rental Agreement.

What's in the Option to Purchase Document
An option to purchase grants the tenant an option (right) to buy the rental property within a specified period of time in exchange for a fee (option fee). The fee is usually paid up front, and/or in the form of a higher-than-market rent (some of which is applied to the house purchase).

What happens if a tenant ultimately does not exercise the option to purchase? The landlord will be happy to hear that the tenant is not entitled to a refund of the option fee or any refund in rent.

Because so much is at stake for both landlord and tenant in this arrangement, it is crucial that the option to purchase covers all important terms and conditions, such as the duration of the option period and the purchase price of the house.

For more detail about these key issues, see, Key Terms in Option-to-Purchase Agreements.

Obligations of Tenants and Landlords Under a Rent-to-Own Agreement
Here are a few ways that lease agreements with a lease-option component vary from traditional leases.

Rental Payment Arrangement Varies
Just as in a standard lease or rental agreement, the tenant with a rent-to-own arrangement has a duty to make timely and exact payments of rent. However, in a rent-to-own arrangement, rent payments are often set higher than they would have been had the transaction been a standard lease agreement.

This is because an agreed-upon percentage of the monthly rent is typically placed into an escrow account, so that it builds up toward the purchase amount.

It is the landlord's duty to set aside the agreed-upon percentage of rent. The landlord either reserves the escrow funds and refunds the tenant upon purchase of the home, or applies a percentage of the rent payments toward the principle of the house. In this manner, the tenant builds equity in the house throughout the duration of the lease agreement.

Tenant Makes Necessary Repairs to the Rental Property
Unlike with a traditional lease, in which the landlord is typically responsible for making all repairs, rent-to-own tenants usually repair the rental property at their own expense.

Many landlords and tenants consider this a fair bargain since, presumably, the tenant will eventually own the home. The tenant has an incentive to keep it in good repair; and can also customize it to personal tastes, without worrying about the landlord objecting to purple walls, for example. The tenant could even put in higher-quality materials than the landlord is likely to spring for (though this is unlikely in a situation where the tenant is busily saving up to buy the entire house).

Tenant Must Fulfill Lease Obligations
Until the tenant exercises the option and purchases the rental property, the premises are owned by the landlord. So, in addition to making repairs, the tenant must also comply with all other duties outlined in the lease.

This means that the tenant must not keep pets if the lease prohibits them, must not house unauthorized residents, must not engage in criminal activities, and must not do anything else that is forbidden by the lease.

If the tenant violates the lease, the option will also become null and void. The tenant will likely forfeit both the option fee and the percentage of the monthly rent payments, depending on the terms of the option-to-purchase agreement. Any repairs or improvements the tenant has made to the house will likely not be reimbursed by the landlord.

Before Signing Onto the Option, Tenant Should Inspect the House and Order an Appraisal
Although the tenant might never exercise the option to purchase the rental property, tenants should always inspect the premises and order an appraisal before signing a lease with an option to purchase. Here's why:

The future purchase price of the home is often agreed upon at the time the rent-to-own agreement is signed. An appraisal will ensure that the tenant is paying a fair price for the home.
A thorough professional inspection can determine whether the tenant will need to make future major repairs such as those to restore leaking roofs, broken HVAC and heating units, or clogged sewage drains, and help the tenant make the decision of whether entering into the agreement is sensible.
In some states, landlords who lease a home with an option to purchase must also disclose important information about the condition of the property. Check your state law on required real estate disclosures.

More at link: https://www.nolo.com/legal-encyclopedia/the-basic ... ments.html

 
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Post by k-2 » Mon. Mar. 27, 2023 12:39 pm

ColdHouse wrote:
Mon. Mar. 27, 2023 12:21 pm
It was pretty common back in the day working construction to get laid off and collect unemployment over the winter and get paid cash under the table from the same guy that laid you off.
More than once iv given jobs to tenants who didnt meet PA UC requirements and got nothing. And they were happy to have the work. But if they dont want to work, i have to evict them. Not everyone is gaming the system though.


 
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Post by k-2 » Mon. Mar. 27, 2023 12:46 pm

ColdHouse wrote:
Mon. Mar. 27, 2023 12:37 pm
Rent-to-own agreements, also called lease-to-own agreements or lease-options, are traditional leases agreements that also give the tenant an option to purchase the rental property, typically a single-family house.
In my experience only about half of these ever result in an actual transfer of title.
But the ones that dont do accomplish other things such as the tenant takes much better care of the property and is not moving every year.

 
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Post by theo » Mon. Mar. 27, 2023 12:51 pm

I know you fellows know this but i just wonder how many people the gov't and news fool , they start a story just like whats going on with the ex-president to take away everyones attention on whats going on with the banks and lots of other issues, same with the stock market. People need to watch this to see what's really going on, it's really one big diversion. Keep your eyes open and watch how they do.

 
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Post by k-2 » Mon. Mar. 27, 2023 1:20 pm

theo wrote:
Mon. Mar. 27, 2023 12:51 pm
how many people the gov't and news fool ,
take away everyones attention on whats going on with the banks and lots of other issues, same with the stock market. it's really one big diversion.
Apparently they fool enough to still get votes.
As far as the stock market goes its been a losing proposition pretty much for all of 2022 right up until now and could be getting much worse if that is possible. Im sure most in Govt are invested so what are they buying? Gold and Silver? What ever goes up as the economy tanks?

 
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Post by theo » Sat. Apr. 08, 2023 7:24 pm

Here is "Where are the Parents" and more,,,,,, This needs to be watched the whole way through!!! https://www.foxnews.com/video/6324202285112

 
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Post by carlherrnstein » Tue. Nov. 07, 2023 11:45 am

Well here's a follow-up to this very odd story. The teacher sued the school for damages, an won. Somebody screwed up big time, either they didn't actually search the student for a gun, or they gave it to the student.

Archived article https://archive.ph/WgGuu

Original article https://www.zerohedge.com/political/virginia-teac ... x-year-old

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